Welcome Oil and Gas Employees!

Learn why over 600 of your oil and gas colleagues chose us to help them retire.

Select Your Company



One of the successor companies of Standard Oil, Chevron continues to be a multinational energy corporation.


Aera Energy

Jointly owned by Shell Oil and ExxonMobil, Aera is a regional natural gas and exploration company.


Exxon Mobil

One of the successor companies of Standard Oil, ExxonMobil is one of the largest of the world's Oil Companies.



Don't see your company? We can still help point you in the right direction.


Welcome from Hal Klein and Richard Sturm

Hello employees and retirees in the oil and gas industry! Welcome to Pension Financial Group, the office of Hal Klein and Richard Sturm. We are so glad that you are visiting our site today. Since 1986 we have been helping people – just like you - understand their company benefits. We have a combined experience in retirement planning of over 55 years – and are ready to help you take the mystery out of the decisions you’ll need to make should you be faced with a retirement decision or an unexpected job loss.

It helps to start early! Maybe you don’t have any questions today, but someday you might. Keep us in mind; and when the time comes, we’ll help point you in the right direction.

Hal Klein

Executive Partner

Wealth Manager

Richard Sturm

Managing Partner

Wealth Manager

When Should I Retire?

It’s never too early to begin planning for your retirement, but most of our clients seek our help around 3 to 5 years from their anticipated retirement date. During that period, we’ll analyze the financial variables unique to you and your circumstances. We’ll help you determine if you are ready to retire sooner, or if you need to work a little longer.

At Pension Financial Group, we understand the intricacies of retirement options and the choices you will need to make at some point prior to leaving your company. Decisions that involve your pension, 401(k) Plan, healthcare, and Social Security. It may seem like a lot to think about, but our experience can help guide you in the right direction.

Retirement is a significant milestone in one’s life and, for some, an emotional one. We’ll help you assess your situation and provide a place where you can receive confidential guidance, unbiased advice, and ongoing support.

Ready for a commitment-free consultation? 


Our Locations

Seal Beach, CA

3020 Old Ranch Parkway, Suite #170
Seal Beach, CA 90740
Toll Free: (800) 236-9549
Local: (562) 594-9938

Bakersfield, CA

5401 Business Park South, Suite #215
Bakersfield, CA 93309
Toll Free: (800) 236-9549
Local: (661) 748-3214