Capital Asset Management Program

CAMP is Pension Financial Group’s personalized wealth management program that starts and ends with you in mind. Since this is our investment program, your investment model is custom designed just for you.

With CAMP, you’ll receive these benefits:


Diversification happens when a customer’s investment assets are spread between several asset classes – including dissimilar investments. Diversification is an important factor after retirement in order to help you reduce exposure to any one risk thereby potentially reducing overall portfolio volatility.

Open Architecture

No two people are alike – and neither are their investment profiles. We’ll help you determine which investment allocation is appropriate for you based on your goals, risk tolerance and preferences. We’ll provide you with a suggested investment model, and then fine-tune it based on your personal convictions.

Institutional Investments

Our investment filters not only seek out funds that fit the most appropriate investment objective for you, but it also seeks those investments with low expenses. Your retirement assets will be held by some of the largest low-fee investment institutions like Vanguard Group, Fidelity Investments, and T Rowe Price.

No Commissions Means We Have Your Best Interest in Mind

Since we do not collect commissions, we do not benefit from recommending one investment over another. This allows us to move freely between investments, stay put, or liquidate to cash when conditions warrant – all without generating commissions for our clients.

Fiercely Independent

Since we do not report to sales managers who may prefer a particular product our strategy, our investment recommendations can be objective and tailored to you. You can be assured that your investment model will be built based on your needs and goals for the future.

Periodic Rebalancing

Based on your circumstances, we will regularly review your investments allocation and periodically adjust them so that they are realigned with your investment objectives. This helps our clients manage investment risk.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss. All investing involves risk including loss of principal. No strategy assures success or protects against loss.