For many, Social Security will represent a significant part of your retirement income. Your Social Security retirement benefits are calculated by averaging your income over the past 35 years in which you earned the most. They receive your earnings information from the tax returns that you file, so it’s important to confirm that the earnings history is accurate.

Social Security Administration will now mail a statement to workers age 60 and over who aren’t’ receiving benefits and do not yet have a mySocial Security account three months prior to your birthday.

Establishing an account is easy by following a few simple steps:

1. Point your browser to

IMPORTANT: I recommend that you manually enter the above address in your browser (or click the hotlink) rather than searching for the link on an internet search engine. There are landing pages that are created to look like Social Security’s site but actually are there to deceive you to collect your personal information.

2. Establish an account by clicking “Create an Account” on the SSA website.

In order to verify your identity, Social Security will access your credit profile and ask you some questions that only you should know the answers to.

3. Click “Create New Account”


4. After registering, please click “Print/Save a copy of your Social Security Statement (PDF)”.

5.  Save your document to your computer.